Program Information AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in bank statement loan, dscr loan program,gift letter mortgage,conventional, FHA, VA, EZ qualified and foreigner nationalloans. We always put customer's needs first and provide the best customized solution for each customer. AAA Lendings, founded in 2002, is a well established mortgage lender Southern California. Over the years, we have maintained our leading position in Asian American community with professional and high-quality services. We specialize in providing high quality and reliable housing loan services to all customers. AAA Lendings has a perfect and optimized organizational structure and operates effectively through four departments: Submission, Processing, Underwriting and Funding. In the past two decades, the company has established mature and stable cooperative relationships with many well-known banks, including Wells Fargo, Citi Mortgage, Chase Bank, US Bank, Flagstar, Quicken Loan, BOFI, Freedom Mortgage, etc. As a professional lender, we have a direct cooperative relationship with these banks. We are the expert to provide solution to the toughest scenarios, at the same time, provide customers with competitive interest rate and reduce the overall costs.