Program Information Farmers & Merchants Bank has been California's Strongest, since 1907. That's not changing, even in today's economy. Some banks merge or change names. At F&M Bank, we\u2019re committed to brick & mortar branches while investing in technology and infrastructure to better serve our clients. \r\n\r\nF&M Bank's dedication to strong, sound, and conservative management and banking policies has enabled us to weather economic recessions, world wars, natural disasters, and interest rate volatility for nearly 118 years.\r\n